Buzzardchaser, If you can afford it, and plan to get a 40% any time soon, I would strongly suggest you go ahead and jump into the 40% now.
Although the 35% planes are nice, and fun to fly, they fail in comparison to the 40% planes.
You will spend more now, but you will soon grow tired of the 35%, as you already want to get into them anyway. And you will lose that money difference, on them when you try to sell the 35%er.
Trust me on this, I see it ALL the time, if you can swing it go 40%, if you have to wait, just fly the heck out of the Aeroworks plane till you can.
I'm not trying to bash the 35% planes, I have two myself, great flyers, but their just not the same thrill, you will get from the bigger planes.
I hate too see people throw money away, (Like I do,...a lot) when you REALLY want a bigger plane in the first place.
Good luck in you decision, no matter what you decide, remember, bottom line it's YOUR MONEY!!
Chuck
P.S. I also have 2,40% planes and have a hard time finding time to fly the 35% planes,..........which is, again, wasting money...